If you’re looking for the 15 best in-floor safes for cash and documents in 2026, I’ve got you covered. These safes range from compact, portable models to larger units designed for deep concealment, with features like fire, water resistance, and advanced locks. They’re built to keep valuables secure while blending seamlessly into your home or office. Keep going, and I’ll share detailed insights to help you pick the right one.
Key Takeaways
- The top in-floor safes offer various sizes, capacities, and installation options suitable for discreetly storing cash, documents, and valuables.
- Many models feature fireproof and waterproof ratings, ensuring protection against disasters like fire, floods, and water damage.
- Security features include pry-resistant doors, digital or biometric locks, and anchoring hardware to prevent theft or forced removal.
- Additional features such as organizational compartments, user-friendly interfaces, and concealment options enhance usability and discretion.
- Price ranges vary from affordable models to premium safes with advanced security, durable materials, and enhanced protection for valuables.
More Details on Our Top Picks
19.69″ Tall Digital Safe with Fireproof Waterproof Bag
The 19.69-inch tall digital safe with a fireproof waterproof bag is an excellent choice for those who need large, secure storage for valuables, documents, or firearms. With a 3.3 cu ft capacity, it offers plenty of space for laptops, jewelry, medicines, cash, and more. Constructed from solid cold-rolled steel with integral welding, it features a pry-resistant door and three steel locking bolts for enhanced security. The safe includes a fireproof waterproof bag, safeguarding contents against fire, floods, and earthquakes. Its programmable digital keypad, dual access options, and alarm system make it highly secure and easy to operate, providing peace of mind for valuable protection.
- Capacity:3.3 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + spare keys
- Mounting Options:Pre-drilled holes, anchoring
- Security Features:Pry-resistant door, steel bolts, alarm system
- Additional Feature:Recessed pry-resistant door
- Additional Feature:Built-in LED light
- Additional Feature:Includes fireproof waterproof bag
Amazon Basics Steel Security Safe with Electronic Keypad
If you’re seeking a reliable and high-security safe for storing cash and documents, the Amazon Basics Steel Security Safe with Electronic Keypad is an excellent choice. It offers a 1 cubic foot capacity with sturdy alloy steel construction, reinforced with two live-door bolts and pry-resistant hinges. The programmable digital lock, powered by four AA batteries, ensures secure access, while the included mounting hardware allows easy installation on walls, floors, or shelves. The interior features a carpeted surface to protect valuables from scratches. With positive reviews and a 4.5-star rating, this safe balances durability, security, and convenience, making it a smart addition to any home security plan.
- Capacity:1 cu ft
- Fireproof:No
- Waterproof:No
- Lock Type:Electronic keypad + emergency keys
- Mounting Options:Mounting hardware included
- Security Features:Pry-resistant hinges, steel construction, alarm
- Additional Feature:Reprogrammable digital lock
- Additional Feature:Mounting hardware included
- Additional Feature:Carpeted interior surface
SentrySafe Fireproof Safe Box with Key Lock
Looking for a reliable way to protect your cash, jewelry, or important documents from fire? The SentrySafe Fireproof Safe Box with Key Lock is a solid choice. It’s UL classified to withstand fires for half an hour at 1550ºF and verified to protect digital media like USB drives and DVDs. The privacy key lock keeps your valuables secure, and the safe’s compact design makes it portable with carrying grips. With a lifetime after-fire replacement guarantee, this durable chest safe offers peace of mind for safeguarding essentials at home or on the go. Its sturdy construction guarantees long-term protection against fire damage.
- Capacity:0.25 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Key lock
- Mounting Options:Wall-mount compatible
- Security Features:Key lock, lid secure during fire
- Additional Feature:Lifetime after-fire replacement guarantee
- Additional Feature:Carrying grips for portability
- Additional Feature:Compact size fits various locations
Amazon Basics Steel Security Safe with Keypad Lock
For those seeking a reliable and secure way to protect valuables like cash, documents, or jewelry, the Amazon Basics Steel Security Safe with Keypad Lock offers an excellent solution. Its heavy-duty steel construction, including an 8-gauge steel door and pry-resistant hinges, enhances durability and security. The programmable electronic keypad allows for easy, secure access, with a backup key available for emergencies. Its 1.8-cubic-foot interior features a shelf for organized storage, and pre-drilled holes enable easy installation on floors or walls. Powered by AA batteries, this safe provides dependable security without complicated maintenance, making it an excellent choice for safeguarding your important items.
- Capacity:1.8 cu ft
- Fireproof:No
- Waterproof:No
- Lock Type:Electronic keypad + backup key
- Mounting Options:Pre-drilled holes, mounting hardware
- Security Features:Pry-resistant hinges, steel bolts, alarm
- Additional Feature:Pre-drilled mounting holes
- Additional Feature:Heavy-duty steel construction
- Additional Feature:Adjustable/removable interior shelf
Large Fireproof Waterproof Safe with Keypad and Shelves
This large fireproof waterproof safe with a keypad and shelves is an excellent choice for anyone who needs reliable protection for their valuables in high-risk environments. Crafted from durable steel with advanced manufacturing, it features a pry-resistant door, reinforced corners, and 3*30mm door bolts for maximum security. Its spacious interior measures 11.81 x 13.78 x 25.6 inches and includes three removable shelves, perfect for organizing jewelry, documents, or electronics. The safe is designed to withstand fire and water damage, with a waterproof money bag. Equipped with an LCD digital keypad, external battery box, and LED lights, it combines security with user convenience, making it a versatile storage solution.
- Capacity:11.81 x 13.78 x 25.6 inches (large capacity)
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + keys
- Mounting Options:Mounting hardware included
- Security Features:Alarm system, anti-tampering
- Additional Feature:External battery box
- Additional Feature:Anti-tampering alarm system
- Additional Feature:Multiple code options
Digital Safe Box with Digital Keypad Lock
A digital safe box with a digital keypad lock is ideal for anyone who needs quick, secure access to valuables without sacrificing strength. Its heavy-duty, solid steel construction and reinforced hinges provide maximum protection against tampering and forced entry. The anti-burglary alarm activates after three incorrect code attempts, startling intruders. It offers dual locking options—a digital keypad and a traditional key—ensuring reliable access even if you forget the code. Inside, plush felt padding protects delicate items, and adjustable shelves keep valuables organized. Easy to install with pre-drilled holes, this compact safe fits seamlessly in homes, offices, or hotels, delivering peace of mind for everyday security needs.
- Capacity:0.6 cu ft
- Fireproof:No
- Waterproof:No
- Lock Type:Digital keypad + key
- Mounting Options:Pre-drilled holes, mounting hardware
- Security Features:Reinforced steel, anti-burglary alarm
- Additional Feature:Plush felt lining
- Additional Feature:Pre-drilled holes for installation
- Additional Feature:Dual locking mechanisms
Small Fireproof Waterproof Safe with Passcode and Keys
Looking for a reliable safe that combines fireproof and waterproof protection with flexible access options? This small, compact model (12.09 x 7.8 x 7.8 inches) fits perfectly in wardrobes, shelves, or bedside tables. Made from reinforced steel, it weighs just 9.5 lbs but offers strong security with two high-strength lock bolts and concealed anti-pry hinges. You can access it via a programmable digital lock, two backup keys, or external battery power. Plus, it’s fireproof up to 1700°F for 30 minutes and waterproof, protecting your valuables from fire, water, and theft. It’s an excellent choice for safeguarding sensitive documents, jewelry, or cash.
- Capacity:0.197 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + backup key
- Mounting Options:Wall or floor mount
- Security Features:Heavy-duty steel, pry-resistant, alarm
- Additional Feature:Wall-mount design
- Additional Feature:Silent alarm mode
- Additional Feature:Fireproof document bag included
SentrySafe Fireproof Waterproof Document Safe with Lock
If you’re searching for a safe that offers both fire and water protection, the SentrySafe Fireproof Waterproof Document Safe with Lock is an excellent choice. It’s UL classified to withstand 1/2 hour at 1550°F, safeguarding irreplaceable documents, valuables, DVDs, and USBs. It’s also ETL verified to remain submerged in water for up to 72 hours, protecting your belongings during floods. Its sturdy black exterior measures 14.3 by 15.5 by 13.5 inches, and it features a key lock for security. Inside, built-in straps keep passports, birth certificates, and social security cards organized, making it versatile for home or office use.
- Capacity:Not specified (document safe size)
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Key lock
- Mounting Options:Mounting hardware included
- Security Features:Key lock, straps for security
- Additional Feature:Built-in straps for organization
- Additional Feature:Discreet black exterior
- Additional Feature:Functions as storage box
SentrySafe Fireproof Waterproof Document Safe Key Lock
The SentrySafe Fireproof Waterproof Document Safe with a key lock is an excellent choice for anyone who needs reliable protection for important valuables and documents. It’s designed to safeguard cash, passports, jewelry, and critical papers with fire resistance for 30 minutes at 1550°F and water submersion for 72 hours. The tubular key lock adds an extra layer of security, preventing unauthorized access during emergencies. Its internal capacity of 0.36 cubic feet comfortably fits A4-sized documents and includes straps to keep everything organized. With a durable black and gray exterior, this safe offers both security and discreetness, making it ideal for home use in any in-floor setup.
- Capacity:0.36 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Key lock
- Mounting Options:Mounting holes, portable
- Security Features:Reinforced steel, key lock
- Additional Feature:Handles for easy carrying
- Additional Feature:Designed for A4 documents
- Additional Feature:Discreet gray/black finish
Small Wall Safe with Removable Pegboard Key Access
This small wall safe with a removable pegboard and key access is ideal for anyone seeking discreet, customizable storage in tight spaces. Measuring roughly 11.8 by 14.96 inches, it fits between 16-inch studs and can be hidden behind mirrors, pictures, or inside closets. Made from heavy-duty steel with pry-resistant deadbolts, it offers solid security for valuables like jewelry or passports. The removable pegboard with adjustable pins allows for flexible organization, and it can be removed to maximize interior space. Easy to install with pre-drilled holes and screws, this safe provides reliable, concealed protection for your most important items.
- Capacity:Not specified (small wall safe)
- Fireproof:No
- Waterproof:Yes
- Lock Type:Key lock
- Mounting Options:Pre-drilled holes, mounting hardware
- Security Features:Pry-resistant deadbolts, steel construction
- Additional Feature:Removable pegboard storage
- Additional Feature:Hidden behind mirrors or in closets
- Additional Feature:Heavy-duty steel pry-resistant
Fireproof Document Safe Box with Lock and Key
A fireproof document safe box with lock and key is an ideal choice for anyone who needs reliable protection for their important papers and valuables. Its reinforced double-layer steel structure with fire-insulating material offers outstanding fire resistance, ensuring your belongings stay safe during unexpected fires. With ample interior space of 11.8 x 9.65 x 3.43 inches, it comfortably fits A4 and letter-sized documents, as well as passports, cash, and tablets. Made from durable, scratch-resistant steel, it’s built to last. The simple key lock provides security, while the sturdy handle makes it easy to carry. Perfect for home, office, or car storage, it’s a practical and dependable safekeeping option.
- Capacity:Not specified (compact size)
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + keys
- Mounting Options:Mounting holes, wall or floor
- Security Features:Reinforced double-layer steel, key lock
- Additional Feature:Reinforced double-layer steel
- Additional Feature:Includes a plastic handle
- Additional Feature:Protects digital media
DAYI 2.0 Cu. Ft. Fireproof Waterproof Safe Box
If you’re seeking a safe that combines robust security with versatile protection, the DAYI 2.0 Cu. Ft. Fireproof Waterproof Safe Box is an excellent choice. Its sturdy construction features one-piece bending, laser-cutting, and pry-resistant doors with four 1.2-inch live-locking bolts, making it highly resistant to physical attacks. It includes a fireproof and waterproof bag, perfect for safeguarding documents and valuables from fire and water damage. The digital keypad offers customizable codes, while the dual alarm system deters intruders. With removable shelves, LED lighting, and a stylish design, this safe balances security, convenience, and aesthetics for home or office use.
- Capacity:Not specified (digital safe with shelves)
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + manual override key
- Mounting Options:Pre-drilled for mounting
- Security Features:Solid steel, alarm system
- Additional Feature:Dual alarm system
- Additional Feature:Built-in hooks and LED light
- Additional Feature:Stylish lock panel design
Fireproof Home Safe with Alarm and Water Resistance
For homeowners seeking maximum protection, the Fireproof Home Safe with Alarm and Water Resistance offers a reliable solution. With 5.2 cubic feet of space, it comfortably stores laptops, jewelry, documents, or cash, making it perfect for home use. Its durable construction features pry-resistant hinges and locking bolts, deterring forced entry. The digital keypad provides quick access with a customizable code, and an external battery ensures operation during outages. An anti-tampering alarm activates after three wrong attempts, while a mute mode allows discreet opening. Inside, a removable shelf and LED lighting make organizing valuables simple and convenient, offering peace of mind against theft, fire, or water damage.
- Capacity:5.2 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + backup keys
- Mounting Options:Mounting hardware included
- Security Features:Reinforced steel, anti-tampering alarm
- Additional Feature:Built-in LED light
- Additional Feature:External battery case
- Additional Feature:Silent/discreet mode
7.0 Cuft Fireproof Safe with Digital Lock and Alarm
The 7.0 Cuft Fireproof Safe with Digital Lock and Alarm is ideal for anyone seeking robust protection for their valuables and important documents. Its spacious 7 cubic feet capacity easily accommodates cash, jewelry, electronics, and firearms, thanks to a removable shelf for organization. Made from durable alloy steel with fire-resistant coating, it’s built to withstand heat and forced entry. The digital keypad offers convenient, programmable access, while the dual alarm system deters theft after multiple incorrect attempts. Additional features like anchoring options, a sensor light, and waterproof design make this safe a extensive security solution for your home or office.
- Capacity:7.0 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + spare key
- Mounting Options:Pre-drilled holes, secure mounting
- Security Features:Steel construction, alarm after incorrect attempts
- Additional Feature:No batteries needed
- Additional Feature:Large capacity design
- Additional Feature:Recessed door for security
Extra Large Fireproof Waterproof Home Safe with Double Safes
This extra-large fireproof waterproof home safe with double safes is ideal for families or individuals who need maximum security for their most valuable possessions. With 7.6 cubic feet of space, it measures 16.53 x 14.96 x 31.49 inches and weighs 78 pounds, making theft difficult. Its double-layer construction, heavy-duty digital lock, and pry-resistant hinges enhance security. It’s fireproof for an hour at 1700°F and waterproof, protecting documents, jewelry, firearms, and valuables from fire and water damage. The removable shelf and hidden compartment offer customizable and concealed storage. Plus, it comes with a lifetime warranty and responsive customer support, ensuring peace of mind.
- Capacity:7.6 cu ft
- Fireproof:Yes
- Waterproof:Yes
- Lock Type:Digital keypad + emergency keys
- Mounting Options:Pre-drilled holes, mounting hardware
- Security Features:Heavy-duty steel, tamper-proof lock
- Additional Feature:Hidden compartment storage
- Additional Feature:Tamper-proof digital keypad
- Additional Feature:Built-in emergency battery
Factors to Consider When Choosing an In-Floor Safe for Cash and Documents
When choosing an in-floor safe, I consider several key factors to guarantee it meets my needs. I look at the security level offered, the size and capacity, and the materials used for durability. Additionally, I evaluate the locking mechanisms and how easy it is to install the safe properly.
Security Level Requirements
Ever wondered what makes an in-floor safe truly secure? It all comes down to its construction materials and features. A high-security safe uses reinforced steel and pry-resistant components to withstand forced entry. Multiple locking bolts, concealed hinges, and tamper-proof locks further prevent unauthorized access. Alarm systems that activate after incorrect code attempts add an extra layer of protection, deterring intruders. Proper anchoring to the floor or wall is critical; it prevents thieves from removing or forcing the safe open. Certifications from organizations like UL or ETL indicate the safe’s ability to resist fire and water, safeguarding your valuables from environmental threats. By considering these security features, you verify your cash and documents stay protected against theft, tampering, and damage.
Size and Capacity
Choosing the right size and capacity for your in-floor safe is essential to make certain it meets your storage needs without becoming too bulky or obvious. I recommend considering the safe’s interior dimensions to ensure it can hold your cash, documents, and valuables comfortably without cramming. Evaluating the overall capacity in cubic feet or liters helps match the volume of your belongings and allows room for future storage. It’s also important to select a size that fits discreetly within your intended installation space, whether in a floor, closet, or hidden compartment. Larger safes offer more storage but may require more extensive installation and can be less discreet. Ultimately, your choice should balance sufficient capacity with security and concealment for everyday access.
Material and Durability
Selecting the right material for your in-floor safe is crucial for ensuring it can withstand attempts at forced entry and environmental hazards. Reinforced steel and concrete are common choices because they offer strength and resistance. The thickness of the walls, usually 10-14 gauge steel, plays a vital role in preventing physical attacks. High-quality safes often feature pry-resistant designs and solid welds for added security. Material ratings for fire and water resistance are essential, as they protect your valuables during emergencies. Durable coatings like powder coating or anti-corrosion finishes help prevent rust and damage over time, ensuring longevity. By choosing a safe built from strong, resistant materials, you’re investing in reliable protection for your cash and documents.
Locking Mechanisms
When it comes to locking mechanisms for in-floor safes, the right choice depends on your security needs and how you plan to access your valuables. Mechanical locks, like combination dials or key locks, are highly durable and resistant to power failures, making them reliable over time. Electronic keypads offer the convenience of programmable codes and backup keys, providing both quick access and redundancy. Biometric fingerprint scanners enable rapid entry while maintaining strong security, especially against unauthorized access. Each type has its advantages: mechanical locks excel in durability, electronic locks in convenience, and biometric locks in speed and security. Consider how often you’ll access the safe and your preferred balance between ease and security when choosing the best locking mechanism.
Installation Ease
Installing an in-floor safe can be straightforward if you pay attention to certain factors. First, check if the safe comes with pre-drilled holes and mounting hardware—this makes installation much easier. It’s also important to verify that the safe’s dimensions and weight are appropriate for your floor space and support capacity, preventing any structural issues. Look for features like pry-resistant locks and reinforced hinges that won’t complicate setup. Additionally, confirm the safe’s design allows easy access during installation, such as removable panels or adjustable feet. Ultimately, review the installation instructions to confirm they’re clear and complete, and see if the safe includes all necessary tools. Taking these factors into account will help ensure a smooth, hassle-free installation process.
Concealment Options
Choosing the right concealment options for an in-floor safe is essential to keep your valuables hidden and secure. I look for safes that can be concealed behind removable panels, floor tiles, or embedded seamlessly within the floor, making them less obvious. The installation method plays a big role—flush with the floor or behind furniture enhances discretion. Some models even feature integrated pegboards or removable covers, blending naturally with the room’s design. Disguising the safe as part of the flooring material or hiding it under rugs or behind heavy furniture can further increase concealment. The key is to select options that don’t draw attention, ensuring quick discovery by intruders is unlikely. Proper concealment maximizes the safe’s security and peace of mind.
Fire and Water Resistance
Ensuring your in-floor safe can withstand fire and water damage is essential for protecting valuable cash and documents. Look for safes with certifications like UL 1550 or rated for 72 hours of water submersion, which confirm their resilience against extreme conditions. The construction materials matter—reinforced steel and fire-resistant insulations help maintain integrity during a blaze or flood. Consider safes that include waterproof and fireproof liners or bags for added protection of sensitive contents. Proper sealing, such as gasket seals or waterproof linings, prevents water ingress during floods or firefighting efforts. A certified fire and water resistance rating gives you confidence that your safe can handle specific, extreme scenarios, ensuring your valuables stay protected when it matters most.
Budget Considerations
Budget considerations play a crucial role in selecting the right in-floor safe for your cash and documents. Safes vary in cost, generally from $100 to over $1,000, depending on size, security features, and build quality. Setting a clear budget helps you focus on essential features like fire resistance, waterproofing, and lock mechanisms that fit your financial constraints. Higher-priced safes often include advanced security options such as biometric access, reinforced steel, and alarm systems, which are valuable for protecting high-value items. On the other hand, budget-friendly options might lack some premium features but still offer basic theft and fire protection suitable for everyday needs. Considering long-term durability and security can help you avoid frequent replacements, saving money over time despite a higher initial investment.
Frequently Asked Questions
How Secure Are In-Floor Safes Against Professional Burglars?
In-floor safes are quite secure against professional burglars if I choose a high-quality model. I know they’re hidden beneath the floor, making them harder to find and access. However, determined criminals with tools and time might still succeed, especially if the safe isn’t properly installed or reinforced. So, I always combine an in-floor safe with other security measures for maximum protection.
Are In-Floor Safes Suitable for Outdoor or Basement Installation?
Are in-floor safes suitable for outdoor or basement installation? Think of them as hidden treasures—perfect for basements, where moisture and temperature fluctuations are common, but I wouldn’t suggest them outdoors due to exposure risks. Basements offer a stable environment, keeping your valuables protected from both theft and the elements. Just make sure the safe is properly sealed and installed in a concrete slab for maximum security and durability.
What Maintenance Is Required for Fireproof and Waterproof Safes?
I make certain to regularly check my fireproof and waterproof safes for any signs of wear or damage. I clean the exterior with a damp cloth, avoiding harsh chemicals, and keep the seals and locks in good condition. It’s also important to test the safe’s functionality periodically, like opening it to ensure the lock works smoothly. Proper maintenance keeps my valuables protected and ensures the safe performs reliably over time.
Can In-Floor Safes Be Hidden From All Household Members?
Yes, I can hide in-floor safes from all household members by choosing discreet locations and blending them into the flooring. I often install them beneath carpets or tiles, making them nearly invisible. Using a lock with a complex combination or biometric access adds extra security. Regularly checking the installation guarantees no one suspects their presence. With thoughtful placement and secure access, I keep my valuables safe from prying eyes.
How Do In-Floor Safes Impact Home Insurance Policies?
I found that installing an in-floor safe can positively impact my home insurance policies. When I added one, my insurer viewed it as a security upgrade, sometimes leading to lower premiums because it reduces theft risk. It’s like a little coincidence—improving home safety can save money, too. Just make sure to inform your insurer about the safe, so it’s properly documented and your coverage stays accurate.
Conclusion
Choosing the right in-floor safe is like finding a hidden treasure chest—secure, reliable, and tailored to your needs. Whether you prioritize fire resistance, waterproof features, or digital security, there’s a safe out there that fits your lifestyle perfectly. Remember, investing in a quality safe is like planting a seed of peace of mind; it grows into a fortress that guards your valuables through life’s storms. Stay protected, and choose wisely.
